Losing or damaging your Mississippi car title can be a real headache. But don’t panic! Getting a replacement title in Mississippi is a straightforward process as long as you know the steps. This guide will provide you with all the information you need to get your replacement title quickly and easily.
When Do You Need a Replacement Car Title?
Several situations may require you to obtain a duplicate car title in Mississippi. These include:
- Lost or Stolen Title: Misplacing your car title is more common than you think.
- Damaged Title: A title that’s been severely damaged (like water damage or ripped) needs to be replaced.
- Adding or Removing a Lienholder: If you’re financing a car or paying off your car loan, you’ll need to get a new title reflecting that change.
Mississippi Title Replacement Application
How to Replace a Car Title in Mississippi: A Step-by-Step Guide
Follow these simple steps to obtain your Mississippi replacement car title:
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Complete the Application: Fill out the Application for Mississippi Certificate of Title (Form 78-002). Make sure all information is accurate and legible.
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Gather Required Documentation: This includes:
- Proof of your identity (driver’s license, passport)
- Proof of Mississippi residency (utility bill, bank statement)
- The vehicle’s VIN (Vehicle Identification Number)
- Lien release if applicable
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Submit your Application: You can submit your application in person or by mail:
- In Person: Visit your local county Tax Collector’s office.
- By Mail: Mail the application and required documents to your County Tax Collector’s Office.
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Pay the Fee: A fee is associated with the replacement title. Check with your county’s Tax Collector’s office for the current fee.
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Receive Your New Title: Once your application is processed, you’ll receive your duplicate title in the mail.
Mississippi Tax Collector Office
Tips to Make the Process Smoother
- Double-Check Your Paperwork: Errors can lead to delays, so ensure all information is accurate and complete before submitting your application.
- Contact the Tax Collector’s Office: If you have specific questions or concerns, don’t hesitate to reach out to your local office.
- Be Prepared for Potential Wait Times: Processing times can vary. Apply early if you need the title by a specific date.
What if I Need My Title Right Away?
While you typically receive your replacement car title by mail, you can opt for expedited service for faster processing in some counties.
Mississippi Car Title
FAQs about Mississippi Car Title Replacements
1. How much does it cost to replace a lost car title in Mississippi?
The fee for a duplicate car title in Mississippi varies by county. Contact your local Tax Collector’s office for the most up-to-date information.
2. What if I still owe money on my car?
If you have a loan, the lienholder’s name will be on the replacement title. You’ll need to work with your lienholder to obtain the duplicate title.
3. Can I get a replacement title if I’m not the registered owner?
You’ll need authorization from the registered owner to obtain a duplicate title on their behalf. This usually involves a notarized statement or power of attorney.
4. How long does it take to get a replacement car title in Mississippi?
The processing time for duplicate titles varies but typically takes a few weeks.
5. What if I can’t find my VIN?
The VIN is located on the driver’s side dashboard and inside the driver’s side doorjamb. If you can’t find it, a vehicle history report or contacting your vehicle manufacturer may help.
Keep Your New Title Safe!
Once you receive your replacement car title, store it in a secure location to prevent future loss or damage. Now that you’re equipped with the knowledge to navigate the process, replacing your Mississippi car title should be a breeze.
